{"id":24492,"date":"2025-10-09T08:51:13","date_gmt":"2025-10-09T08:51:13","guid":{"rendered":"https:\/\/indiarising.net\/aashu\/?p=24492"},"modified":"2026-07-31T08:51:16","modified_gmt":"2026-07-31T08:51:16","slug":"pujcka-provident-predcasne-splaceni-csob","status":"publish","type":"post","link":"https:\/\/indiarising.net\/aashu\/2025\/10\/09\/pujcka-provident-predcasne-splaceni-csob\/","title":{"rendered":"P\u016fj\u010dka provident p\u0159ed\u010dasn\u00e9 splacen\u00ed \u010cSOB"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">\u010cl\u00e1nky s obsahem<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">\u010cSOB je banka s kompletn\u00edmi slu\u017ebami<\/a><\/li>\n<li><a href=\"#toc-1\">\u010cSOB je poji\u0161\u0165ovna s kompletn\u00edm servisem<\/a><\/li>\n<li><a href=\"#toc-2\">\u010cSOB je leasingov\u00e1 spole\u010dnost s kompletn\u00edm servisem<\/a><\/li>\n<li><a href=\"#toc-3\">\u010cSOB je hypote\u010dn\u00ed spole\u010dnost poskytuj\u00edc\u00ed komplexn\u00ed slu\u017eby<\/a><\/li>\n<\/ul>\n<\/div>\n<p>Informace na t\u011bchto webov\u00fdch str\u00e1nk\u00e1ch nep\u0159edstavuj\u00ed smluvn\u00ed nab\u00eddku, z\u00e1vazek k uzav\u0159en\u00ed smlouvy ani pr\u00e1vn\u00ed \u00fakon \u010cSOB nebo Hypote\u010dn\u00ed banky. Jedn\u00e1 se v\u00fdhradn\u011b o pr\u00e1vn\u011b nez\u00e1vazn\u00e9 informativn\u00ed sd\u011blen\u00ed, a to i v p\u0159\u00edpad\u011b, \u017ee nen\u00ed jako takov\u00e9 v\u00fdslovn\u011b ozna\u010deno.<\/p>\n<p>\u00dav\u011bry \u010cSOB vzrostly ji\u017e druh\u00e9 \u010dtvrtlet\u00ed po sob\u011b d\u00edky siln\u00e9mu hypote\u010dn\u00edmu trhu a robustn\u00edmu retailov\u00e9mu \u00fav\u011brov\u00e1n\u00ed. <!--more--> Tvorba opravn\u00fdch polo\u017eek mezit\u00edm prudce klesla.<\/p>\n<h2 id=\"toc-0\">\u010cSOB je banka s kompletn\u00edmi slu\u017ebami<\/h2>\n<p>\u010cSOB je jednou z nejv\u011bt\u0161\u00edch komer\u010dn\u00edch bank p\u016fsob\u00edc\u00edch v \u010cesk\u00e9 republice a na Slovensku. Nab\u00edz\u00ed kompletn\u00ed \u0161k\u00e1lu bankovn\u00edch slu\u017eeb jednotlivc\u016fm i firm\u00e1m. Provozuje 280 pobo\u010dek pod zna\u010dkou \u010cSOB a 3 300 pobo\u010dek \u010cesk\u00e9 po\u0161ty pod zna\u010dkou Po\u0161tovn\u00ed spo\u0159itelna. Banka je tak\u00e9 poskytovatelem poji\u0161\u0165ovac\u00edch produkt\u016f. Jej\u00ed produktov\u00e9 portfolio zahrnuje spo\u0159ic\u00ed a investi\u010dn\u00ed \u00fa\u010dty, hypote\u010dn\u00ed \u00fav\u011bry, kreditn\u00ed karty, platebn\u00ed karty, slu\u017eby elektronick\u00e9ho bankovnictv\u00ed, produkty \u017eivotn\u00edho a ne\u017eivotn\u00edho poji\u0161t\u011bn\u00ed, zprost\u0159edkov\u00e1n\u00ed a odborn\u00e9 poradenstv\u00ed.<\/p>\n<p>Klienti oce\u0148uj\u00ed, \u017ee si mohou otev\u0159\u00edt \u00fa\u010det b\u011bhem n\u011bkolika minut a mohou jej spravovat a prov\u00e1d\u011bt platby pomoc\u00ed mobiln\u00edho telefonu. Nav\u00edc maj\u00ed sv\u00e9 pen\u00edze v\u017edy na dohled a svou toto\u017enost si mohou ov\u011b\u0159it pomoc\u00ed Face ID nebo Touch ID. Aplikace \u010cSOB jim tak\u00e9 umo\u017e\u0148uje prov\u00e1d\u011bt platby p\u0159\u00edmo obchodn\u00edk\u016fm. To pom\u00e1h\u00e1 e-shop\u016fm urychlit konverzi p\u0159i placen\u00ed a zv\u00fd\u0161it spokojenost z\u00e1kazn\u00edk\u016f.<\/p>\n<p>Banka tak\u00e9 pom\u00e1h\u00e1 \u010desk\u00fdm firm\u00e1m investovat do infrastruktury zem\u011b, zejm\u00e9na do zelen\u00e9 ekonomiky a <a href=\"https:\/\/pujka-online.cz\/pujcky\/creditea-pujcka\/\">provident p\u0159ed\u010dasn\u00e9 splacen\u00ed<\/a> inovac\u00ed. Spolupracuje s Rozvojovou bankou Rady Evropy na podpo\u0159e soci\u00e1ln\u00edch investic v \u010cesk\u00e9 republice a pl\u00e1nuje spolufinancovat projekty z Evropsk\u00fdch struktur\u00e1ln\u00edch a investi\u010dn\u00edch fond\u016f a z N\u00e1stroje EU na podporu o\u017eiven\u00ed a odolnosti. \u010cSOB tak\u00e9 pl\u00e1nuje v budoucnu zv\u00fd\u0161it po\u010det prodejn\u00edch m\u00edst\/pobo\u010dek, aby mohla l\u00e9pe slou\u017eit sv\u00fdm z\u00e1kazn\u00edk\u016fm.<\/p>\n<h2 id=\"toc-1\">\u010cSOB je poji\u0161\u0165ovna s kompletn\u00edm servisem<\/h2>\n<p>\u010cSOB je jednou z nejv\u011bt\u0161\u00edch a nejsiln\u011bj\u0161\u00edch finan\u010dn\u00edch skupin na Slovensku. Nab\u00edz\u00ed komplexn\u00ed portfolio produkt\u016f a slu\u017eeb soukrom\u00fdm klient\u016fm, mal\u00fdm a st\u0159edn\u00edm podnik\u016fm a firemn\u00edm z\u00e1kazn\u00edk\u016fm. Jej\u00ed portfolio zahrnuje hypote\u010dn\u00ed \u00fav\u011bry, b\u011b\u017en\u00e9 \u00fa\u010dty, spo\u0159ic\u00ed a investi\u010dn\u00ed produkty, spot\u0159ebitelsk\u00e9 \u00fav\u011bry, elektronick\u00e9 bankovnictv\u00ed, spole\u010densky odpov\u011bdn\u00e9 investice, spr\u00e1vu a \u00faschovu cenn\u00fdch pap\u00edr\u016f, \u017eivotn\u00ed a ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed, leasing a odborn\u00e9 poradenstv\u00ed.<\/p>\n<p>\u010cSOB Poistovna je nejv\u011bt\u0161\u00edm poskytovatelem hypot\u00e9k na Slovensku. Je sou\u010d\u00e1st\u00ed skupiny KBC Group, belgick\u00e9 univerz\u00e1ln\u00ed multikan\u00e1lov\u00e9 banky a poji\u0161\u0165ovny, kter\u00e1 slou\u017e\u00ed klient\u016fm v Belgii, Bulharsku, \u010cesk\u00e9 republice, Ma\u010farsku a na Slovensku. Akvizice podl\u00e9h\u00e1 schv\u00e1len\u00ed antimonopoln\u00edm \u00fa\u0159adem.<\/p>\n<p>Americk\u00e1 hypot\u00e9ka nab\u00edz\u00ed slevu 0,4 procenta z jistiny hypote\u010dn\u00edho \u00fav\u011bru za p\u0159edpokladu, \u017ee si dlu\u017en\u00edk a spoludlu\u017en\u00edk z\u0159\u00edd\u00ed inkaso ze sv\u00e9ho b\u011b\u017en\u00e9ho \u00fa\u010dtu u \u010cSOB nebo Po\u0161tovn\u00ed spo\u0159itelny a sjedn\u00e1 poji\u0161t\u011bn\u00ed nemovitosti u \u010cSOB Poji\u0161\u0165ovny. Sn\u00ed\u017een\u00e1 \u00farokov\u00e1 sazba plat\u00ed i v p\u0159\u00edpad\u011b, \u017ee si dlu\u017en\u00edk a spoludlu\u017en\u00edk sjedn\u00e1j\u00ed hypot\u00e9ku u jin\u00e9ho v\u011b\u0159itele.<\/p>\n<h2 id=\"toc-2\">\u010cSOB je leasingov\u00e1 spole\u010dnost s kompletn\u00edm servisem<\/h2>\n<p>Leasingov\u00e1 spole\u010dnost \u010cSOB je jednou z nejv\u011bt\u0161\u00edch leasingov\u00fdch spole\u010dnost\u00ed v \u010cesk\u00e9 republice. Nab\u00edz\u00ed \u0161irokou \u0161k\u00e1lu finan\u010dn\u00edch produkt\u016f pro po\u0159\u00edzen\u00ed a u\u017e\u00edv\u00e1n\u00ed dopravn\u00edch prost\u0159edk\u016f, stroj\u016f, technologi\u00ed, v\u00fdpo\u010detn\u00ed techniky a nemovitost\u00ed. Jej\u00ed produktov\u00e9 portfolio zahrnuje \u00fa\u010delov\u00e9 \u00fav\u011bry, finan\u010dn\u00ed leasing, operativn\u00ed leasing a z\u00e1kaznick\u00e9 \u00fav\u011bry. Krom\u011b toho poskytuje komplexn\u00ed \u0161k\u00e1lu doprovodn\u00fdch slu\u017eeb. \u010cSOB je tak\u00e9 nejv\u011bt\u0161\u00edm poskytovatelem \u00fav\u011br\u016f na bydlen\u00ed v \u010cesk\u00e9 republice, spolu s Hypote\u010dn\u00ed bankou a \u010cSOB Stavebn\u00ed bankou.<unk> spo\u0159itelna. Jejich c\u00edlem je nab\u00eddnout jednoduch\u00e9 a bezpe\u010dn\u00e9 hypote\u010dn\u00ed \u0159e\u0161en\u00ed pod jednou st\u0159echou a maj\u00ed silnou finan\u010dn\u00ed podporu od skupiny KBC.<\/unk><\/p>\n<p>\u010cSOB Private Banking je mezin\u00e1rodn\u00ed obchodn\u00ed banka, kter\u00e1 z\u00edskala ocen\u011bn\u00ed \u010dasopisu Euromoney za vynikaj\u00edc\u00ed v\u00fdsledky na kapit\u00e1lov\u00fdch trz\u00edch. Jej\u00ed t\u00fdm denn\u011b spolupracuje s odborn\u00edky z r\u016fzn\u00fdch partner\u016f v r\u00e1mci skupiny \u010cSOB, v\u010detn\u011b \u010cSOB Asset Management, as; Patria Group; \u010cSOB Leasing, as; a kolegy z dealingov\u00fdch center, firemn\u00edho bankovnictv\u00ed a elektronick\u00e9ho bankovnictv\u00ed.<\/p>\n<p>\u010cSOB se zav\u00e1zala ke zlep\u0161ov\u00e1n\u00ed sv\u00fdch slu\u017eeb tak, aby spl\u0148ovaly budouc\u00ed pot\u0159eby. To zahrnuje i rozvoj digit\u00e1ln\u00ed pracovn\u00ed s\u00edly, kter\u00e1 vyu\u017e\u00edv\u00e1 um\u011blou inteligenci k automatizaci slo\u017eit\u00fdch \u00fakol\u016f. Digit\u00e1ln\u00ed pracovn\u00ed s\u00edla tak\u00e9 pom\u00e1h\u00e1 \u010cSOB dodr\u017eovat p\u0159edpisy proti pran\u00ed \u0161pinav\u00fdch pen\u011bz, co\u017e je d\u016fle\u017eit\u00e9 pro ochranu jej\u00edch z\u00e1kazn\u00edk\u016f. Banka je nyn\u00ed schopna rychle reagovat na m\u011bn\u00edc\u00ed se tr\u017en\u00ed podm\u00ednky a poskytovat klient\u016fm hodnotu.<\/p>\n<h2 id=\"toc-3\">\u010cSOB je hypote\u010dn\u00ed spole\u010dnost poskytuj\u00edc\u00ed komplexn\u00ed slu\u017eby<\/h2>\n<p>\u010cSOB je hypote\u010dn\u00ed spole\u010dnost s kompletn\u00edm servisem, kter\u00e1 nab\u00edz\u00ed hypot\u00e9ky na novostavby, refinancov\u00e1n\u00ed a rekonstrukce. Jej\u00ed hypote\u010dn\u00ed produkty zahrnuj\u00ed hypot\u00e9ky s ru\u010den\u00edm omezen\u00fdm, s pevnou a variabiln\u00ed \u00farokovou sazbou. \u010cSOB tak\u00e9 poskytuje \u0159adu online a mobiln\u00edch bankovn\u00edch slu\u017eeb, kter\u00e9 z\u00e1kazn\u00edk\u016fm pom\u00e1haj\u00ed spravovat jejich \u00fa\u010dty.<\/p>\n<p>\u010cSOB je \u010desk\u00e1 komer\u010dn\u00ed banka, kter\u00e1 p\u016fsob\u00ed v sektoru spot\u0159ebitelsk\u00e9ho, firemn\u00edho a hypote\u010dn\u00edho \u00fav\u011brov\u00e1n\u00ed. Jej\u00ed hypote\u010dn\u00ed \u00fav\u011bry tvo\u0159ily na konci 4. \u010dtvrtlet\u00ed 2023 56,8 % celkov\u00fdch \u00fav\u011br\u016f. Spot\u0159ebitelsk\u00e9 \u00fav\u011bry tvo\u0159ily dal\u0161\u00edch 4,44 % a firemn\u00ed \u00fav\u011bry 38,9 %. Celkov\u00fd objem \u00fav\u011br\u016f dos\u00e1hl na konci \u010dtvrtlet\u00ed 6 052 milion\u016f EUR. \u010cSOB nab\u00edz\u00ed tak\u00e9 vkladov\u00e9 \u00fa\u010dty a dal\u0161\u00ed finan\u010dn\u00ed produkty. Jej\u00ed s\u00eddlo se nach\u00e1z\u00ed v Praze v \u010cesk\u00e9 republice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cl\u00e1nky s obsahem \u010cSOB je banka s kompletn\u00edmi slu\u017ebami \u010cSOB je poji\u0161\u0165ovna s kompletn\u00edm servisem \u010cSOB je leasingov\u00e1 spole\u010dnost s kompletn\u00edm servisem \u010cSOB je hypote\u010dn\u00ed spole\u010dnost poskytuj\u00edc\u00ed komplexn\u00ed slu\u017eby Informace na t\u011bchto webov\u00fdch str\u00e1nk\u00e1ch nep\u0159edstavuj\u00ed smluvn\u00ed nab\u00eddku, z\u00e1vazek k uzav\u0159en\u00ed smlouvy ani pr\u00e1vn\u00ed \u00fakon \u010cSOB nebo Hypote\u010dn\u00ed banky. Jedn\u00e1 se v\u00fdhradn\u011b o pr\u00e1vn\u011b nez\u00e1vazn\u00e9 informativn\u00ed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24492","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/posts\/24492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/comments?post=24492"}],"version-history":[{"count":1,"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/posts\/24492\/revisions"}],"predecessor-version":[{"id":24493,"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/posts\/24492\/revisions\/24493"}],"wp:attachment":[{"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/media?parent=24492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/categories?post=24492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/indiarising.net\/aashu\/wp-json\/wp\/v2\/tags?post=24492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}